Mortgages
Clear and strategic mortgage advice at every step of the way
SJR proudly provides
- Clarity in complex financial situations
- Strategic advice, not just mortgage placement
- Whole-of-market access
- Clear timelines and expectations
- A clean, structured process
- Thinking three steps ahead
Professional Mortgages
SJR has the knowledge and experience in handling bespoke lending solutions for clients in specific professions that may have more complex financial situations. Some lenders may offer preferential treatment due to the ‘lower risk’ of the professional industry.
- Your career stability and reliable income can help you save money, with certain mortgage lenders offering:
- Bigger loans
- Better rates
- Flexible borrowing
Read more in our Mortgages for Professionals Guide:
Re-Mortgages
Whether you’re at the end of your current mortgage term and are looking for more preferable rates, your circumstances have changed and you need to re-assess your mortgage, or you need to liquidate finances for other investments, SJR will work with you to recommend the best option for you.
We search the whole market to find the best deal for your exact circumstance. Not every lender is going to suit every remortgage situation, so we compare a wide variety of providers to find the best fit for you.
Home Moves
Considering a move? Whether it’s your first home, you’re upsizing or searching for your forever home or second home, SJR provides you with a clear understanding of the processes and costs associated with your purchase.
Navigating the mortgage landscape can be overwhelming, so we’re here to arrange the right mortgage and ensure you are fully prepared. This may include porting your existing mortgage.
Buy to Let
Buy-to-Let mortgages can be complicated, but whether you’re planning to purchase a property to let out in your personal name or through a limited company, SJR can help, and brings 35 years of experience to help you find the right fit for you.
We compare a large variety of lenders across the whole of the market to ensure your buy-to-let mortgage is secured with a solution that meets your needs.
First Time Buyers
Moving into your first home is exciting and SJR ensures to answer all of your queries whilst discussing all options available to you, including schemes that could make the purchase of your first home possible.
Wondering what it would look like to work with SJR Mortgages? Read about our process here.
