
Mortgages made simple, even when life isn’t.
Helping professionals secure mortgages and protection without the overwhelm.
Less admin, less stress.
Buying a home is a big commitment, and the mortgage process can be stressful. SJR Mortgages takes the workload off your hands, offering clear advice at every step and a bespoke consultative service that fits around your schedule, handling paperwork, lender negotiations and admin for you.
Find out more about the mortgage services provided at SJR Mortgages here.
Mortgages
We are whole of market, meaning we have access to a huge variety of lenders. We search thousands of products across the whole market for:
Professional Mortgages
Re-Mortgages
Home Moves
Buy-to-Let
First-Time Buyers
Insurances
Protect against the unexpected with insurances that can be purchased either in conjunction with a mortgage or not:
Life Insurance
Critical Illness Cover
Income Protection
Buildings & Contents Insurance
Business Protection
Our process, designed to give you your time back

1. Discovery Call
We start with a short introductory call to understand your situation, your plans, and whether we’re the right fit to support you.

2. Financial Consultation
In a detailed video meeting, we explore your finances, goals, and long-term plans to build a clear picture of what you want to achieve.

3. Research & Mortgage in Principle
Finding the most affordable offer for you and enabling you to manage your monthly outgoings and savings.

4. Property Search
With your borrowing confirmed, you can search with confidence. When you’ve had an offer accepted, we move quickly to the next stage.

5. Mortgage & Protection Recommendation
We present a tailored recommendation covering your mortgage and any protection policies needed to safeguard you and your family.

6. Application & Completion Support
We manage the application process with the lender and insurers, keeping you informed every step of the way until your mortgage offer is secured.
We search thousands of mortgage products from mortgage lenders.




and many more…
Some feedback from our clients
★★★★★
“I received excellent service from Samuel at SJR Mortgages. He gave me advice and insights that other advisors didn’t, and explained everything in a really clear, simple way. Communication was also spot on. Highly recommend to first-time buyers and anyone needing a reliable broker!“
Arthur Pohil
★★★★★
“I would highly recommend SJR Mortgages. Johnson was extremely helpful in getting us a great mortgage deal and explaining the fine details. He always made time to answer any queries or concerns. And his the decades of industry experience meant we could really rely on his advice for more than just the mortgage“
James Waghorn
★★★★★
“Samuel was so helpful and knowledgeable with a slightly complicated second home purchase. He was able to guide me and answer all of my questions (even when I asked the same thing a few times). He was able to work at pace in line with a tight turnaround and nothing was a problem. Samuel also has great contacts at the mortgage companies to help speed the process along and get direct answers.
I’d definitely recommend Samuel and will be using him again in the future!”
Jessica de Ruyter