Mortgages made simple, even when life isn’t.

Helping professionals secure mortgages and protection without the overwhelm.

Less admin, less stress.

Buying a home is a big commitment, and the mortgage process can be stressful. SJR Mortgages takes the workload off your hands, offering clear advice at every step and a bespoke consultative service that fits around your schedule, handling paperwork, lender negotiations and admin for you.

Find out more about the mortgage services provided at SJR Mortgages here.

Florian Jaeckle

Johnson was very helpful throughout the entire process. From the start he was very friendly, gave lots of very helpful advice to us as first time buyers and worked hard to understand our circumstances and requirements. In particular we had some complications with our mortgage (outside our or Johnson’s control) and Johnson worked around the clock to resolve it successfully. This made what could have been a very stressful experience much more manageable. Would definitely recommend Johnson (and SJR Mortgages) to any first time buyers!

samantha pyke

Samuel was very helpful throughout. He was there to answer any questions I had and to help me through the process explaining everything. Would highly recommend. Thank you so much for making this process less stressful!

Lauren Evans

Johnson was incredibly helpful with the process. As a first time buyer, he talked me through everything thoroughly which helped settle the nerves! Communication was fantastic.

Rupinderjit Singh

I would like to thank Johnson Roy for his excellent support and guidance throughout my remortgage process. Johnson was professional, knowledgeable and responsive from the beginning. He took the time to explain the available options clearly, answered my questions promptly, and guided me through every stage of the process. One aspect I particularly appreciated was his advice in helping me secure and lock in my mortgage rate before market rates increased further. This provided valuable peace of mind and ultimately proved to be a very beneficial decision. Throughout the process, communication was clear and timely, and I always felt informed about the progress of my application. Thanks to Johnson's support and expertise, the remortgage completed smoothly and on time. I would not hesitate to recommend Johnson to family and friends and would gladly work with him again in the future. Thank you for all your help and support.

David Ifere

Johnson was a pleasure to work with. Great communication, very personable and great service- would recommend!

Josh Sears

Johnson Roy was fantastic, so full of knowledge and always on hand to help, he was always very willing to help us beyond the usual 9-5 which was really helpful for me and my partner considering we both work full time! As first time buyers he was super helpful with his insight and knowledge, explaining everything in plain English and would send follow up messages/emails, checking in on us and making sure progress was smooth, and was super patient and polite with us throughout. We will definitely return to use his services in the future when we will inevitably need to!

Alex Vincent

Me and my partner used Sam 2 years ago to help us purchase our first home, they promised back then that they would contact us 6 months before our remortgage was due and they would be happy to assist us when the time comes. Two years on and we were happy to hear the family business was true to its word and Johnson got in contact with us to help us explore our options, just as the first time they were super friendly and helpful, happy to answer any questions and were quick to help secure the best deal for us. Couldnt recommend enough. Thank you.

Matt Kent

Johnson was incredibly helpful at every stage and always took the time to explain things clearly, which we really appreciated as first time buyers. He always kept us up to date with our application and was always on hand to answer any questions we had.

Chris H

I have found Samuel of SJR Mortgages to be incredibly professional, informative & friendly. As first time buyers, Samuel has supported myself and my partner through the process from a decision in principle all the way to a signed mortgage deed. Samuel has always found time for us, providing insightful answers to our questions. When he was unsure of an answer, he would come back to us as soon as he had one. I believe SJR mortgages have gone above and beyond in their support, and If we ever have to opportunity to purchase a further property, SJR is where we'll start.

Beth

Johnson has been brilliant in helping us secure our first home. We could not have done it without him. He helped find everything and even when there were issues he would reply straight away and do all he could to help.

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Mortgages

We are whole of market, meaning we have access to a huge variety of lenders. We search Whole of Market for:

Professional Mortgages
Re-Mortgages
Home Moves
Buy-to-Let
First-Time Buyers

Your home may be repossessed if you do not keep up repayments on your mortgage.

Insurances

Protect against the unexpected with insurances that can be purchased either in conjunction with a mortgage or not:

Life Insurance
Critical Illness Cover
Income Protection
Buildings & Contents Insurance
Business Protection

As with all insurance policies, conditions and exclusions will apply

Our process, designed to give you your time back

1. Discovery Call

We start with a short introductory call to understand your situation, your plans, and whether we’re the right fit to support you.

2. Financial Consultation

In a detailed video meeting, we explore your finances, goals, and long-term plans to build a clear picture of what you want to achieve.

3. Research & Mortgage in Principle

Finding the most affordable offer for you and enabling you to manage your monthly outgoings and savings.

4. Property Search

With your borrowing confirmed, you can search with confidence. When you’ve had an offer accepted, we move quickly to the next stage.

5. Mortgage & Protection Recommendation

We present a tailored recommendation covering your mortgage and any protection policies needed to safeguard you and your family.

6. Application & Completion Support

We manage the application process with the lender and insurers, keeping you informed every step of the way until your mortgage offer is secured.

We search thousands of mortgage products from mortgage lenders.

and many more…

Some feedback from our clients

★★★★★

“I received excellent service from Samuel at SJR Mortgages. He gave me advice and insights that other advisors didn’t, and explained everything in a really clear, simple way. Communication was also spot on. Highly recommend to first-time buyers and anyone needing a reliable broker!“

Arthur Pohil

★★★★★

“I would highly recommend SJR Mortgages. Johnson was extremely helpful in getting us a great mortgage deal and explaining the fine details. He always made time to answer any queries or concerns. And his the decades of industry experience meant we could really rely on his advice for more than just the mortgage“

James Waghorn

★★★★★

“Samuel was so helpful and knowledgeable with a slightly complicated second home purchase. He was able to guide me and answer all of my questions (even when I asked the same thing a few times). He was able to work at pace in line with a tight turnaround and nothing was a problem. Samuel also has great contacts at the mortgage companies to help speed the process along and get direct answers.
I’d definitely recommend Samuel and will be using him again in the future!”

Jessica de Ruyter

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