Samuel Roy

Your home may be repossessed if you do not keep up repayments on your mortgage.

Market experts have predicted that mortgage rates of 4.5% will be the ‘new normal’ in the UK. In August 2023, Bank Rate reached a 16-year… Read More »“Brace for Impact: Why 4.5% Mortgage Rates Could Be the New Reality for UK Homeowners”

A recent survey has found that 28% of young adults with a mortgage do not have life cover1. It is estimated that there are 1.7… Read More »“Are You One of the 28%? The Hidden Risk Young Homeowners Are Overlooking”

The number of people taking out protection policies continued to decline last year according to research1. In 2023, purchases of new long-term individual protection policies… Read More »“Protect Your Home and Family: Why Skipping Life Insurance Could Cost You More”

Cuts to Bank Rate may be expected to ease some short-term financial pressure this year, but a report from the Bank of England suggests that… Read More »“Rising Mortgage Costs Ahead: What Homeowners Need to Know for 2026”

If you already have adequate cover in place, it can be easy to assume that there is nothing more to be done. However, there are… Read More »The boring stuff – insurance documents

In June, the housing market saw a boost in stock as sellers hoped to get ahead of any post-election market boom1. Over a two-week period… Read More »“Pre-Election Surge: Why More Sellers Flooded the Market In June 2024”

Following Labour’s landslide election win, much of the nation is waiting to find out what is in store for the UK housing market.  Many major… Read More »Labour’s changes to housing policy